Social Security at 62, 67, or 70: A Worked Comparison
Compare Social Security at 62, 67, and 70 for one hypothetical worker, with monthly benefits, cumulative break-even ages, and key assumptions.
Understand Social Security eligibility, benefit calculations, and claiming strategies to help you receive the highest possible retirement income.
Compare Social Security at 62, 67, and 70 for one hypothetical worker, with monthly benefits, cumulative break-even ages, and key assumptions.
Choose a Social Security claiming month with a checklist for income gaps, work, bridge funds, health, spouses, and survivor considerations.
Get a personal Social Security estimate, check future earnings assumptions, compare claiming ages, and calculate the deposit after deductions.
See SSA’s 2026 maximum-benefit examples at 62, full retirement age, and 70, including the earnings assumptions and limits of the comparison.
Follow Social Security’s indexed-earnings calculation, 2026 bend points, PIA rounding, COLAs, and a worked $5,000-AIME example.